Product Owner- Lending and Collections Strategy

Chase

Product Owner / Manager – Collections strategy (Lending) – Chase UK

Here at JPMorgan Chase & Co., we know that people want great value combined with an excellent experience, from a bank they can trust. So we launched a new digital bank called Chase – to revolutionise mobile banking by creating seamless digital journeys that our customers love. For us, that means keeping ourselves customer obsessed and always being open to trying new things. Above all, it’s about working with people who are passionate about building the bank of the future.

Our team is at the heart of building this new venture, focused on developing offerings that put the customer at the center. We have created a new organization and we are looking for solution-oriented, commercially minded, customer-focused engineers, used to working in an agile environment who want to be a part of building something new from the ground up within a diverse and inclusive team.

Culture is as important to us and we are looking for intellectually curious, new technology passionate individuals who would like to expand their skills whilst working on a new exciting venture for the firm. Your work will have a massive impact, both on us as a company, as well as our clients and our business partners around the world.

JOB DESCRIPTION –

We seek an experience Product Owner/Manager to join our team, focused on developing our Unsecured lending business]:

Responsibilities:

  • Building a collections capability for a new entrant in to the UK market place
  • Leading on the Collections strategy and delivering good customer and commercial outcomes
  • Develop strategies and treatments for customers in financial difficulties or are deemed vulnerable
  • Ensure all policies and procedures meet regulatory standards and are continually monitored to ensure compliance
  • Engage with our Operations teams and with third parties who deliver our collections and recoveries journeys to ensure effective delivery of services
  • Use qualitative and quantitative data to asses overall performance of our collections capability and drive continuous improvement
  • Identify, manage and mitigate risks associated with the product
  • Work collaboratively with the wider organisation to champion collections and ensure effective end to end performance and customer centric solutions

Skills/ Qualifications:

  • Proven experience of working in Collections environment with desirable experience of developing collections strategy
  • Good understanding of unsecured lending and proven track record of working on unsecured lending portfolios (specifically Credit Cards and/or instalment credit)
  • Experience of UK Regulations relating to collections activity with specific reference to CONC, Consumer Credit Act (CCA) and Lending Standards Board (LSB)
  • Experience of developing or utilizing digital solutions for unsecured lending products
  • Experience of working with third party venders and outsource partners is preferable
  • Experience of managing risk and specifically with credit and compliance risk
  • Proven track record of using data and insight to drive strategy
  • Ability to clearly communicate collection needs and intent
  • Demonstrates ability to handle multiple priorities / deadlines without compromising quality
  • Must be capable of independent decision-making as well as able to take direction

When you work at JPMorgan Chase & Co., you’re not just working at a global financial institution. You’re an integral part of one of the world’s biggest tech companies. In 20 technology centers worldwide, our team of 50,000 technologists design, build and deploy everything from enterprise technology initiatives to big data and mobile solutions, as well as innovations in electronic payments, cybersecurity, machine learning, and cloud development. Our $10B+ annual investment in technology enables us to hire people to create innovative solutions that will are transforming the financial services industry.

At JPMorgan Chase & Co. we value the unique skills of every employee, and we’re building a technology organization that thrives on diversity. We encourage professional growth and career development, and offer competitive benefits and compensation. If you’re looking to build your career as part of a global technology team tackling big challenges that impact the lives of people and companies all around the world, we want to meet you.

J.P. Morgan offers an exceptional benefits program and a highly competitive compensation package.

J.P. Morgan is an Equal Opportunity Employer.

About Us

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as any mental health or physical disability needs.

About the Team

Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we’re setting our businesses, clients, customers and employees up for success.

Contact Name: Chase
Reference:
TJ/10664/210288668
Job ID:
3145051

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